Claimant Personal Injury work still constitutes a significant proportion of the work that Forths undertakes in its Insurance Litigation arm.

In an era when many of our competitors have shunned the perceived dull suburbs of such work compared to the bright lights of white collar fraud and heavyweight commercial litigation, Forths have remained true to the Claimant Personal Injury market and continued to undertake a considerable amount of work on an annual basis, hence continually developing our skill base in this area.

We are able to undertake the full range of work within this area and are experienced in undertaking work on cases stretching from a few thousand pounds to many millions of pounds, the quality of our work being praised by clients, Solicitors and Counsel alike.

Over the years, we have undertaken work across the full gamut of market sectors in the UK and are fully aware of the vast majority of situations and nuances that can occur in respect of employed individuals’ remuneration / benefits / pensions packages and self employed individuals’ methods of trade / areas of trade / accounting systems etc.

It is not practical to list all of the market sectors that we have experience of undertaking work on, and therefore please contact us direct for any specific enquiry.

We would, however, draw your attention to the list of sub specialities below which we have considerable experience in. Please feel free to click on any of these in order to get more information:

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CICA / CICO CLAIMS

We have been involved in a number of significant CICA / CICO claims in the past and are well versed with the operations of such system and how it differs in presentation of losses to ‘normal’ Personal Injury cases.

We have a full working knowledge of CICA / CICO rules, such that they apply to quantification of loss of earnings, and have, in the past, been praised by the tribunal for the work that we have undertaken in assessing and presenting such claims.

Indeed, we have also had an instance where even though the tribunal held that an individual was not entitled to compensation from them for loss of earnings, because of misdemeanours in his own historic dealings with HMRC, the tribunal awarded us our costs in full (from them directly) in recognition of our honest and professional presentations to them.

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MILITARY PERSONNEL

The wages structure / promotional scenarios / pension structure, in respect of military personnel, can be an absolute minefield and at Forths we have developed a sub specialism (within our normal Claimant Personal Injury work) of assessing losses for forces personnel in a myriad of different situations ranging from the lower ranks to career officers, etc.

We are well versed with considering the wages structure of all such individuals and have been regularly praised by our instructing solicitors, and the Courts, for our clear presentation of losses in such areas which, for the uninitiated, can appear involved.

In addition, because of the level of standing data that we now have, with regards to tri service rates of pay / pension, over the past 10 years, we are often able to reduce the level of discovery needed on cases in order to present our reports, saving time and indeed effort by our instructing solicitors.

We have undertaken work for both Claimant Personal Injury practitioners and indeed the internal Ministry of Defence Legal Department in this regard.

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FATAL ACCIDENT CLAIMS

It is the case that where accidents occur that involve fatalities the methodology that is generally adopted by solicitors, in the presentation of such losses, is for the benefit of the dependents of that individual through the Fatal Accident Act 1976 (as amended by the Administration of Justice Act 1982).

At Forths we are well aware of the provisions of this Act and other relevant case law, such that they impact on quantum, and have considerable experience in presenting claims of this nature, to the Court, in respect of both loss of dependency on net earnings / net income and loss of dependency on pension.

We have been involved in a considerable number of fatal accident cases where the cause of death has been for a number of different accident types, from road traffic accidents through to industrial disease.

Indeed, in the context of mesothelioma cases (a lung related industrial disease) we have special provisions in place for the operation of such cases if the Claimant is still alive (but has a very short life span resulting from the specific nature of this disease) which we would be delighted to discuss with you.

At Forths we are not just quantum machines and realise that a certain approach needs to be adopted in the context of cases where people have died (or are dying) and are conscious that our involvement should not add to the pain and suffering already being encountered by the Claimants in this matter. We guarantee to act in a delicate, professional and sympathetic manner with such Claimants.

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PENSION LOSSES

It is our experience that one of the main aspects of Personal Injury cases, involving employed Claimants, that causes solicitors to involve Forensic Accountants is the area of pension losses.

At Forths we have considerable experience in dealing with matters involving pension losses, be they stemming from a Final / Average Salary Scheme (i.e. defined benefit) or a Money Purchase Pension Scheme (i.e. defined contribution).

Given the considerable amount of work that we have undertaken in this area we are well versed with most types of pension scheme and indeed have standing data on some of the more common schemes that we have encountered, such as the NHS, the Civil Service Scheme, Police and Fire Service Schemes, and we have no doubt that we will be able to accommodate your requirements in this regard.

In addition, we have also regularly undertaken work on assessing losses from S2P (the old SERPS system).

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